Hemenway Agency
Effective Date: November 6, 2026
1. Agreement
These Terms and Conditions govern your use of this Hemenway Agency website and related online materials. By using this website, you agree to these Terms. If you do not agree, do not use this website.
Visiting or browsing this website does not create an insurance application, quote, policy, coverage, fiduciary relationship, or consent to receive text messages.
2. Eligibility and Age Restriction
You must be at least 18 years of age to use interactive features that collect personal information for communications, including SMS consent. By providing a mobile number and opting in to text messages, you represent that you are 18 or older and are the account holder or an authorized user of that number.
3. About Hemenway Agency
Hemenway Agency is a life insurance agency. Through this website and related communications, we may provide general information and respond to inquiries about life insurance topics and agency assistance.
This website does not itself issue insurance policies. Any insurance product discussion, availability, underwriting, pricing, or coverage depends on the applicable insurer, product, your eligibility, and separate application and disclosure processes. Nothing on this website is a guarantee of coverage, approval, rates, or specific product availability.
4. No Advice Solely From Website Content
Website content is for general informational purposes only and is not personalized legal, tax, or insurance advice. Do not rely on website content alone when making insurance or financial decisions. Speak with a qualified professional about your situation.
5. Website Use and Intellectual Property
Website content, including text, logos, images, and design, is protected by applicable intellectual property and other laws. Ownership and licensing of individual assets may vary. You may not copy or reuse website content except as allowed by law or with permission from the applicable rights holder.
You agree not to use this website unlawfully, attempt unauthorized access, scrape content in an abusive manner, or interfere with site operation.
6. SMS Text Messaging Program
Program description
Hemenway Agency may operate a text messaging program for people who affirmatively opt in to receive messages from Hemenway Agency at the mobile number they provide.
How you opt in
You may opt in only through an affirmative consent method we make available, such as the SMS consent controls in our chat widget when that widget is installed on this site, or another clear opt-in method we present. Visiting this website or browsing pages does not opt you in. Providing a phone number alone does not create SMS consent.
Consent is not a condition of purchase and is not required to browse this website or to request general information.
Message types
Depending on the consent you provide, messages may include informational or customer-care messages about your inquiry, requested follow-up, appointment or call reminders, support replies, and, if you separately consent to marketing messages, promotional or educational messages related to Hemenway Agency.
Message frequency
Message frequency may vary.
Cost
Message and data rates may apply. Contact your wireless provider for details about your plan.
How to opt out
You can cancel the SMS service at any time. Just text STOP to the number from which you received messages. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
How to get help
If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected] or (480) 375-8820.
Carrier liability
Carriers are not liable for delayed or undelivered messages.
Privacy
Mobile information and SMS consent are handled as described in the Privacy Policy, including the required non-sharing statement for mobile information and text messaging originator opt-in data and consent.
7. Third-Party Links and Tools
This website may link to third-party sites or use third-party tools. We are not responsible for the content, policies, or practices of third parties. Your use of third-party services is subject to their terms and policies.
8. Disclaimer of Warranties
This website and its content are provided "as is" and "as available." To the fullest extent permitted by law, Hemenway Agency disclaims warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, Hemenway Agency is not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of this website or related communications. Our total liability for claims arising out of this website is limited to the greatest extent permitted by applicable law.
10. Indemnification
To the fullest extent permitted by law, you agree to indemnify and hold harmless Hemenway Agency and its owners, employees, and representatives from claims and expenses arising out of your misuse of this website or your violation of these Terms.
11. Governing Law
These Terms are governed by the applicable laws of the United States and the laws of the jurisdiction that lawfully apply to Hemenway Agency and your use of this website, without selecting a specific exclusive venue or governing state in these Terms.
12. Severability and Entire Agreement
If any provision of these Terms is found unenforceable, the remaining provisions remain in effect. These Terms, together with the Privacy Policy, are the entire agreement between you and Hemenway Agency regarding use of this website, unless a separate written agreement applies to a specific service engagement.
13. Changes
We may update these Terms at any time by posting a revised version on this page with an updated effective date. Continued use of the website after changes are posted means you accept the updated Terms.
14. Contact
Hemenway Agency
13806 W Sola Dr
Sun City West, AZ 85375